Landlord & Homeowners Insurance
in California
Fast Quotes for
High Wildfire Risk Areas
Fast, human-verified coverage for landlords and homeowners in
high-risk zones.
Quotsy bridges the gap between FAIR Plan and full coverage—plus $10 per policy helps keep families housed after disaster.
Trusted by Real Estate Pros
500+
Properties Insured
500+
Properties Insured
500+
Properties Insured
Get Your Property Insurance Quote
Takes 2 minutes • No spam • Licensed agents only
Property Information
Complete Insurance Solutions for Your Portfolio
Whether you're covering your primary residence or managing a large portfolio, we have the right coverage for every stage of your real estate journey.
Homeowners Coverage designed for
High Wildfire Risk
If you got the dreaded Non-Renewal notice due to brush/wildfire risk, we relate.
We'll keep your family covered.
More protection than the state FAIR Plan
Coverage for homes in wildfire-prone zones
Options for rebuilds and living expenses
Carriers still open to California high-risk areas
Fix & Flip Coverage
Specialized insurance for renovation projects. Coverage that adapts as your project progresses from purchase to sale.
Builder's risk
General liability
Tool & equipment
Completed operations
Apartment Complexes &
Renters Insurance (tenants)
Tailored solutions for office buildings, retail spaces, warehouses, and mixed-use properties of all sizes.
Property coverage
Business interruption
Workers comp
Cyber liability
Landlord Protection
Beyond basic coverage - protect against tenant-related risks, legal expenses, and rental income loss.
Eviction coverage
Tenant screening
Legal expenses
Rent guarantee
Do it yourself or with expert help
Whether you prefer to buy online or want expert guidance, Insurify makes it easy to find your perfect policy. No spam. No fees. Just better insurance and bigger savings.
Do it yourself
Compare quotes, choose your policy, and get same-day coverage in a few clicks.
Live agent assistance
Review quotes online, get tailored advice from a licensed insurance agent.
Full service
Send us your current policy, and our agents will find a better fit for you.
Frequently Asked Questions
How does Quotsy work?
With Quotsy, you fill out a simple form, and our AI-powered comparison tool will pull your personalized quotes from our insurer partners. After you compare rates and choose a quote, you can buy your policy online or through one of our licensed insurance agents.
Sometimes, instant quotes aren't available, and we'll automatically assign you a live, California-Licensed Agent to continue to explore additional options.
We do not believe in bombarding you with calls! Once you are assigned an agent, you will receive an iMessage/SMS from your agent to discuss next steps or schedule a time to chat.
Agents are also available 24/7 to answer any questions you have.
Can I get coverage if my insurer dropped me due to wildfire risk?
Yes! Quotsy has access to 120+ carriers, and our agents will do everything we can to get you the best coverage available.
Is my personal information protected and secure with Quotsy?
Our strict no-spam model ensures that your personal details are always secure and private. We’ll never sell your data, so you won’t get spam emails or unwanted phone calls from shopping with Quotsy.
Ultra-sensitive details and identifying information are securely stored.
Free Resources for Property Investors
Stay informed with our expert insights, tools, and guides designed specifically for real estate investors and property managers.
California FAIR Plan vs. Private Insurance: Which One’s Right for You?
FAIR Plan coverage may not be enough for your home or rental. Compare the pros, cons, and real costs of private wildfire insurance options available through Quotsy. ...more
Homeowners Insurance
October 26, 2025•2 min read
Landlord Insurance in California: Coverage You Actually Need in 2025
Landlords face rising risks — from tenants to wildfires. Discover what landlord insurance really covers, what you can skip, and how to save without sacrificing protection. ...more
Landlord Insurance
October 26, 2025•1 min read
How to Get Homeowners Insurance in High Wildfire Risk Areas (2025 Guide)
Struggling to find coverage after a non-renewal? Learn how to get affordable homeowners insurance in high-fire-risk areas of California — including FAIR Plan alternatives and bundle discounts. ...more
Homeowners Insurance
October 02, 2025•2 min read
Quotsy Insurance
California's trusted insurance partner for real estate owners and investors. Licensed, experienced, and dedicated to protecting your property investments.
1111 6th St, STE 550-374529
San Diego, CA 92101
(949) 698-9294
Business Hours
Monday - Friday: 8:00 AM - 6:00 PM PST
Saturday: 9:00 AM - 2:00 PM PST
Sunday: Closed
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